I am an out-of-network provider and do not accept health insurance.  I can however provide you with a billing statement which you may submit to your insurance company for partial reimbursement.  Each insurance company and plan differs as to what percentage if any, they will pay to out-of-network providers.  It’s most beneficial for you to check with your provider to determine what your benefits are.  

 

Some questions to ask your representative are: Do you have mental health coverage and if so, what are the limits?  Do you need to take your deductible into consideration and has it been met?  Ask for specifics like percentages of reimbursement per session and amount of therapy sessions per calendar year.  Acquiring this information can help you make more informed decisions about this process and therapy in general.

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Good Faith Estimate

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You have the right to have a "Good Faith Estimate" explaining how much your medical and mental health care will cost.

Under the law, health care providers need to give patients who don't have insurance or who are not using insurance an estimate of the expected charges for medical services, including psychotherapy services.

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You can ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule

a service.  If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.  Make sure

to save a copy or picture of your Good Faith Estimate.

 

For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.

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